Certificates of Deposit

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Wildfire Is Here to Help You Invest Safely in Your Business

Whether you are saving for a building remodel or for your first office building, the Certificate of Deposit (CD) is the perfect savings tool for the future.


Regular Certificates

Benefits

 

  • Potential for earning extra cash.
  • Deposits are insured up to $250,000 by the NCUA, ensuring you money is safe and sound.

Requirements

 

  • Certificate terms range from 6 months to 5 years.
  • The minimum opening balance is $500 and $100,000 for Jumbo.
  • "Super 60" (5 year CD only) offers members the option of updating to the current rate one time during the 60 months.
  • Early withdrawal penalties do apply.

Certificate Rates

  • APY = Annual Percentage Yield.
  • Minimum opening balance for all certificates: $500.
  • Minimum balance to earn dividends for all certificates: $500.
  • Dividends are compounded & credited monthly.
  • For certificates of $100,000 or more, contact the credit union for current rates.
  • There is a substantial penalty for early withdrawal; call the credit union for complete disclosures.

Business Explanation of Rates & Service Charges

Special Term Rates

Effective Date: 10/29/2024 - 12:00 A.M. EST

Term
Interest Rate
APY

9 Month Special

4.169%

4.250%


Regular Certificate Rates

Effective Date: 10/29/2024 - 12:00 A.M. EST

Term
Interest Rate
APY

6 - 11 Months

3.687%

3.750%

12 - 17 Months

3.784%

3.850%

18 - 23 Months

3.832%

3.900%

24 - 35 Months

3.590%

3.650%

36 - 47 Months

3.639%

3.700%

48 - 59 Months

3.687%

3.750%

60 Months

3.735%

3.800%

Start earning higher dividends today!

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