Certificates of Deposit

Wildfire Is Here to Help You Invest Safely in Your Business

Whether you are saving for a building remodel or for your first office building, the Certificate of Deposit (CD) is the perfect savings tool for the future.


Regular Certificates

 

Benefits

  • Potential for earning extra cash.
  • Deposits are insured up to $250,000 by the NCUA, ensuring you money is safe and sound.

 

Requirements

  • Certificate terms range from 6 months to 5 years.
  • The minimum opening balance is $500 and $100,000 for Jumbo.
  • "Super 60" (5 year CD only) offers members the option of updating to the current rate one time during the 60 months.
  • Early withdrawal penalties do apply.

Special Certificate Rates

  • APY = Annual Percentage Yield.
  • Minimum opening balance for all certificates: $500.
  • Minimum balance to earn dividends for all certificates: $500.
  • Dividends are compounded & credited monthly.
  • For certificates of $100,000 or more, contact the credit union for current rates.
  • There is a substantial penalty for early withdrawal; call the credit union for complete disclosures.

Effective Date: 10/2/2022 - 12:00 A.M. EST

Term
Interest Rate
APY

19 Month Special

1.982%

2.000%

29 Month Special

2.227%

2.250%

49 Month Special

2.960%

3.000%

Business Explanation of Rates & Service Charges


Regular Certificate Rates

Effective Date: 10/2/2022 - 12:00 A.M. EST

Term
Interest Rate
APY

6 - 11 Months

1.193%

1.200%

12 - 17 Months

1.490%

1.500%

18 - 23 Months

1.638%

1.650%

24 - 35 Months

1.736%

1.750%

36 - 47 Months

1.982%

2.000%

48 - 59 Months

2.276%

2.300%

60 Months

2.374%

2.400%

Business Explanation of Rates & Service Charges

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