Certificates of Deposit

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Wildfire Has Your Back in Helping You Prepare for a Bright Future

Whether you are saving for your college tuition or getting your nest egg (money saved for the future) up and running, the Certificate of Deposit (CD) is the perfect savings tool for the future.


Regular Certificates

 

Benefits

  • Potential for earning extra cash.
  • Wildfire is federally insured by the National Credit Union Administration (NCUA), ensuring you money is safe and sound.

 

Requirements

  • Certificate terms range from 6 to 60 months.
  • The minimum balance to open a certificate and earn dividends is $500.
  • Early withdrawal penalties do apply.

Youth CD

We are here to help you save smart, spend smart, and grow financially!

 

Benefits

  • Low minimum deposit.
  • Ability to add more money after the initial deposit.
  • Choose between a 6 and/or 12 month Youth CD.

 

Requirements

  • Must be 25 or younger.
  • $100 minimum deposit ($2,000 maximum deposit per Youth certificate).
  • $50 minimum add-on deposits.
  • Withdrawals can only be made at certificate maturity.
  • No more than 10 certificates per member.
  • Disclosure: Early withdrawal penalties do apply.

Certificate Rates

The rates quoted on all certificate products are subject to change at any time and without advance notification; call Wildfire Credit Union for current rates. Call the credit union for complete disclosures.

APY = Annual Percentage Yield

Truth in Savings Disclosure

Special Term Rates

Effective Date: 7/14/2024 - 12:00 A.M. EST

Term
Interest Rate
APY

9 Month Special

4.410%

4.500%

29 Month Special

4.889%

5.000%

Regular Term Rates

Effective Date: 7/14/2024 - 12:00 A.M. EST

Term
Interest Rate
APY

6 - 11 Months

3.687%

3.750%

12 - 17 Months

3.784%

3.850%

18 - 23 Months

3.832%

3.900%

24 - 35 Months

3.687%

3.750%

36 - 47 Months

4.025%

4.100%

48 - 59 Months

3.977%

4.050%

60 Months

3.928%

4.000%

Youth CD Rates

Effective Date: 7/14/2024 - 12:00 A.M. EST

Term
Interest Rate
APY

6 month

3.937%

4.010% - 4.050%

12 month

4.034%

4.110% - 4.180%

* Youth CD Disclaimer: The APY will vary depending on the initial certificate deposit amount.

Start earning higher dividends today!

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