![Dirt bike making a sharp turn and kicking up dirt Dirt bike making a sharp turn and kicking up dirt](/images/default-source/seasonal/personal/dirt-bike-making-a-sharp-turn-and-kicking-up-dirt7977cd81d9ec447fb55582ead0c06b03.jpg?sfvrsn=229b89fd_4)
Whatever the Terrain or Environment, We Will Help You Traverse It
Golf courses, snow covered valleys and forests, woodlands, canyon lands, tranquil waters. There is a toy for any outdoor adventure and we have the loans to assist you. Think of us as your financial outdoor outfitter.
![Off road vehicle driving through sand dunes by a forest Off road vehicle driving through sand dunes by a forest](/images/default-source/seasonal/personal/atv-etc-loans-insurance.jpg?sfvrsn=a7a7e696_6)
Gear Up with the Features & Specs:
- Loan Terms: Up to 7 years or 84 months.
- Loan Amount: Keep your wallet full with up to 100% financing.
- Down Payment: May require a 20% down payment, but this is typically determined at the time of the application.
- Get riding quicker with a speedy application and approval process.
Insurance Solutions & Vehicle Protection
Have some peace of mind while you ride with payment protection options such as:
- GAP Insurance closes the gap in protecting your current and future vehicle investment.
- Insure your loan with Credit Life & Disability Insurance today so you can worry a little less about tomorrow.
![Jet-Ski Jet ski speeding in water](/images/default-source/pages/jet-ski.jpg?sfvrsn=5963812a_1)
Rates
- All rates listed are the Annual Percentage Rate (APR).
- Rates are based on the applicant(s) credit score.
- Rates are subject to change without notice. Call the credit union for current rates.
- Loans are based on credit approval.
- Credit Terms for loans secured by an Auto may require a maximum 20% down payment.
Effective Date: 7/15/2024 - 12:00 A.M. EST
0 to 36 Months
7.640%
$31.18/mo per $1,000 borrowed based on maximum term.
37 to 48 Months
7.740%
$24.30/mo per $1,000 borrowed based on maximum term.
49 to 60 Months
7.990%
$20.28/mo per $1,000 borrowed based on maximum term.
61 to 84 Months
8.490%
$15.84/mo per $1,000 borrowed based on maximum term.
Wildfire members can count on secure, safe, and fast consumer loan approval with Wildfire. Go ahead and apply today:
- Make an appointment with us at one of our branches.
- Contact our Call Center at 989-249-8200.
- Apply online.
You must become a Wildfire Credit Union member if you are approved and before the loan is finalized.
If you have already submitted an application with us you can check your application status.