Personal Loans

Whatever You Have Your Heart Set on, We Have You Covered

Whether you're looking to consolidate debt, finance a home improvement project, or treat yourself to a vacation, we have affordable options so you can fulfill your goals.


Personal Loan Options

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Open End Consumer Loans

  • APR = Annual Percentage Rate.
  • Loans are based on credit approval.
  • There are no transaction, membership, activity, or participations fees!
  • Rates are subject to change without notice. Call the credit union for current rate.
  • Share secured loans are issued at 2.5% above Wildfire Credit Union’s weighted average cost of funds. The minimum rate is 5% and rates adjust annually in the anniversary month of the loan.

Effective Date: 9/22/2021 - 12:00 A.M. EST

Loan Type
Approximate Term
APR

Share Secured

Up to 240 months

5.000%

Overdraft Line of Credit

15.000%

Prestige Line of Credit - Checking Account Required

8.900%

Qwik Chek Line of Credit

12.600%

Additional Loans

Effective Date: 9/22/2021 - 12:00 A.M. EST

Loan Type
Term
APR
Payment Amount

Other Non-Titled Purchased Goods

12 to 60 Months

6.990%

$19.81/mo per $1,000 borrowed based on maximum term.

Signature Loans

Up to 60 Months

7.490%

$20.04/mo per $1,000 borrowed based on maximum term.

Disclosure: All rates listed are the Annual Percentage Rate (APR). Rates are based on the applicant(s) credit score. Rates are subject to change without notice. Call the credit union for current rates. Loans are based on credit approval.

You can also call our 24-Hour Loan Application Service to apply over the phone from the comfort of your own home. Just dial 1-800-227-2328 and a qualified loan expert will take your application for a loan. Members receive a decision on their application within 24 hours over the phone. Reach out to us today!

You must become a Wildfire Credit Union member if you are approved and before the loan is finalized. Wildfire members can count on secure, safe and fast consumer loan approval with Wildfire. Go ahead and apply online today!

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