Personal Loans

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Whatever You Have Your Heart Set on, We Have You Covered

Whether you're looking to consolidate debt, finance a home improvement project, or treat yourself to a vacation, we have affordable options so you can fulfill your goals.


Personal Loan Options

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Open End Consumer Loans

  • APR = Annual Percentage Rate.
  • Loans are based on credit approval.
  • There are no transaction, membership, activity, or participations fees!
  • Rates are subject to change without notice. Call the credit union for current rate.
  • Share secured loans are issued at 2.5% above Wildfire Credit Union’s weighted average cost of funds. The minimum rate is 5% and rates adjust annually in the anniversary month of the loan.

Effective Date: 04/15/2024 - 12:00 A.M. EST

Loan Type
Approximate Term
APR

Share Secured

Up to 240 months

4.050%

Overdraft Line of Credit

15.000%

Prestige Line of Credit - Checking Account Required

8.900%

Qwik Chek Line of Credit

12.600%

Additional Loans

Effective Date: 04/15/2024 - 12:00 A.M. EST

Account Info Term APR Payment Amount

Miscellaneous Collateral

0 to 24 Months

8.490%

$45.46/mo per $1,000 borrowed based on maximum term.

Signature Loans

Up to 60 Months

11.990%

$22.26/mo per $1,000 borrowed based on maximum term.

Disclosure: All rates listed are the Annual Percentage Rate (APR). Rates are based on the applicant(s) credit score. Rates are subject to change without notice. Call the credit union for current rates. Loans are based on credit approval.

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Apply for a loan

24 hours/day!

Start Loan Process

Wildfire members can count on secure, safe, and fast consumer loan approval with Wildfire. Go ahead and apply today:

You must become a Wildfire Credit Union member if you are approved and before the loan is finalized.

If you have already submitted an application with us you can check your application status.