Ready to Help You With Every Purchase You Make

At Wildfire you will discover checking accounts with no fees and so much more. Begin your checking account experience with a Personal Account, and if you find yourself looking for more, hop on board with our Premium Account.


Checking Accounts

 

Personal

  • No monthly charges.
  • No minimum balance requirement.
  • New accounts receive 80 personalized checks for FREE!*
  • A "No Bounce" feature with overdraft protection (apply separately).
  • Online Banking access for transfers and reconciliation.
  • Audio Response gives you 24 hours a day access for inquiries and transfers.
  • Reorder Checks Online.

 

Premium

  • Interest is paid monthly.
  • No monthly charges.
  • New accounts receive 80 personalized checks for FREE!*
  • A "No Bounce" feature with overdraft protection (apply separately).
  • Online Banking access for transfers and reconciliation.
  • Reorder Checks Online.

Requirements:**

  • At least 10 debit and/or credit card transactions per month on the account.
  • Estatements are required.

* Limitations apply, contact Wildfire for more details.

** Premium Account Disclaimer:  If qualifications listed above are not met, dividends will not be paid.

Woman working on laptop

Overdraft Line of Credit

 

Directly linked to your checking account, this line of credit provides ready access to cash and acts as an overdraft protection for your checking account. Benefits include:

  • Saves you money by having a low fixed rate.
  • Saves time with a quick application and approval process.
  • Gives you peace of mind by giving you overdraft protection and helping to prevent overdraft fees.
  • No annual fee or prepayment penalties!

Join Today!

 

So, what are you waiting for?

Apply Online Today!

Switch to a checking account with Wildfire today. View rates.

With multiple locations in the Great Lakes Bay Region of Michigan, you will be sure to find a location that becomes your home for banking.

Looking for more info or have questions? Give us a call today!

Person reading a computer screen

The Bank in Your Pocket

wcu-white@3x dots-white
Smiling Woman in a Pink Jacket Using a White Phone and headphones

Manage your checking on the go with

Mobile Banking

Unlock the possibilities

Personal Checking Rates

  • APY = Annual Percentage Yield
  • Minimum Opening Balance: $0
  • Minimum Balance to Earn Dividends: $0

Effective Date: 12/8/2022 - 12:00 A.M. EST

Interest Rate
APY

0.000%

0.000%

Premium Checking Rates

  • Minimum Opening Balance: $0.
  • Minimum Balance to Earn Dividends: $0.
  • Dividends are compounded & credited monthly.

Effective Date: 12/8/2022 - 12:00 A.M. EST

Account Info
Interest Rate
APY

$0.00 to $9,999.99

0.150%

0.150%

$10,000.00 to $24,999.99

0.170%

0.170%

$25,000.00 to $49,999.99

0.190%

0.190%

$50,000.00 and higher

0.210%

0.210%

Recent Blog Posts

Confident retired couple holding yoga mays in a greenhouse.jpg

With preparation, you can ensure that your finances stay golden so your retirement years are nothing short of awesome.

Read FullMaking Retirement Savings Last Post

Date Published: Dec 7, 2022

 
Person using laptop and eating a cookie

Learn about the not so delicious world of cyber cookies.

Read FullInternet/Cyber Cookies Post

Date Published: Oct 13, 2022

 
Couple happily signing mortgage papers for a house

We want to help you in closing the door on which option is best for you when the time comes to make a choice. 

Read FullBalloon vs. Fixed-Rate Mortgages Post

Date Published: Sep 27, 2022

 

Back to top