Certificates of Deposit

Wildfire Has Your Back in Helping You Prepare for a Bright Future

Whether you are saving for your college tuition or getting your nest egg (money saved for the future) up and running, the Certificate of Deposit (CD) is the perfect savings tool for the future.


Regular Certificates

 

Benefits

  • Potential for earning extra cash.
  • Wildfire is federally insured by the National Credit Union Administration (NCUA), ensuring you money is safe and sound.

 

Requirements

  • Certificate terms range from 6 to 60 months.
  • The minimum balance to open a certificate and earn dividends is $500.
  • Early withdrawal penalties do apply.

iinvest Certificates

We are here to help you save smart, spend smart, and grow financially!

 

Benefits

  • Low minimum deposit.
  • Ability to add more money after the initial deposit.
  • Choose between a 6 and/or 12 month iinvest CD.

 

Requirements

  • Must be 25 or younger.
  • $100 minimum deposit ($2,000 maximum deposit per iinvest certificate).
  • $50 minimum add-on deposits.
  • Withdrawals can only be made at certificate maturity.
  • No more than 10 certificates per member.
  • Disclosure: Early withdrawal penalties do apply.

Special Certificate Rates

  • APY = Annual Percentage Yield

Effective Date: 9/22/2021 - 12:00 A.M. EST

Term
Interest Rate
APY

54 Month Special

0.896%

0.900%

Truth in Savings Disclosure

Regular Certificate Rates

Effective Date: 9/22/2021 - 12:00 A.M. EST

Term
Interest Rate
APY

6 - 11 Months

0.250%

0.250%

12 - 17 Months

0.349%

0.350%

18 - 23 Months

0.399%

0.400%

24 - 35 Months

0.549%

0.550%

36 - 47 Months

0.698%

0.700%

48 - 59 Months

0.797%

0.800%

60 Months

0.946%

0.950%

Truth in Savings Disclosure

iinvest Certificate Rates

Effective Date: 9/22/2021 - 12:00 A.M. EST

Term
Interest Rate
APY

6 month

0.599%

0.600% - 0.670%

12 month

0.699%

0.700% - 0.720%

* iinvest Disclaimer: The APY will vary depending on the initial certificate deposit amount.

Truth in Savings Disclosure

Start earning higher dividends today!

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