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Certificates of Deposit
Wildfire Has Your Back in Helping You Prepare for a Bright Future
A Certificate of Deposit (CD), is a savings account that pays a fixed interest rate for a set period of time. Helping you grow your savings for the future
Benefits
- Potential for earning extra cash.
- Wildfire is federally insured by the National Credit Union Administration (NCUA), ensuring you money is safe and sound.
Requirements
- Certificate terms range from 6 to 60 months.
- The minimum balance to open a certificate and earn dividends is $500.
- Early withdrawal penalties do apply.
Rates
The rates quoted on all certificate products are subject to change at any time and without advance notification; call Wildfire Credit Union for current rates. Call the credit union for complete disclosures.
APY = Annual Percentage Yield
Effective Date: 5/11/2025 - 12:00 A.M. EST
9 Month Special
3.928%
4.000%
Regular Term Rates
Effective Date: 5/11/2025 - 12:00 A.M. EST
6 - 11 Months
3.445%
3.500%
12 - 17 Months
3.494%
3.550%
18 - 23 Months
3.542%
3.600%
24 - 35 Months
3.445%
3.500%
36 - 47 Months
3.494%
3.550%
48 - 59 Months
3.542%
3.600%
60 Months
3.590%
3.650%
Youth CD
We are here to help you save smart, spend smart, and grow financially!
Benefits
- Low minimum deposit.
- Ability to add more money after the initial deposit.
- Choose between a 6 and/or 12 month Youth CD.
Requirements
- Must be 25 or younger.
- $100 minimum deposit ($2,000 maximum deposit per Youth certificate).
- $50 minimum add-on deposits.
- Withdrawals can only be made at certificate maturity.
- No more than 10 certificates per member.
- Disclosure: Early withdrawal penalties do apply.
Start earning higher dividends today!
Reach out to our Contact Center, make an appointment with us at one of our branches, or fill out the short form below and a representative will get in touch with you.