Fraud Alert

Please be skeptical whenever you're contacted by someone claiming to be from Wildfire Credit Union.

Remember that scammers can spoof phone numbers and make their calls appear like they are coming from Wildfire, so trusting your caller ID offers no guarantee.

Familiarize yourself with the information below that only scammers will ask. That way if someone contacts you requesting this information, it's an immediate red flag. Here are a few examples:

Your Social Security number, Account Number, or over the phone password.
Login information for your online or mobile banking account: username and password.
Your debit card information, including your expiration date and security code.
One-time login codes for online banking or mobile app.
Request you to click a link in a text or email.

Wildfire Credit Union will never contact you asking for any of this information. We will also never request to log in to your online banking or mobile app or ask you to initiate any type of transaction, such as a P2P transfer. Anyone who asks for these things is a scammer!

Agreements & Disclosures

Account

Title	Size	View Document
Children's Online Privacy Protection Rule (COPPA) Disclosure	113 KB	Download Children's Online Privacy Protection Rule (COPPA) Disclosure
Electronic Document Delivery Consent	166 KB	Download Electronic Document Delivery Consent
Electronic Funds Transfer Terms	203 KB	Download Electronic Funds Transfer Terms
Electronic Record and Signature Disclosure	43 KB	Download Electronic Record and Signature Disclosure
Facts You Should Know about Deposited Checks Not Drawn On Us	250 KB	Download Facts You Should Know about Deposited Checks Not Drawn On Us
Have Trusted People Help You Monitor the Products Services with Us	299 KB	Download Have Trusted People Help You Monitor the Products Services with Us
Mobile Deposit Service Agreement	170 KB	Download Mobile Deposit Service Agreement
Mobile Pay Terms of Use	136 KB	Download Mobile Pay Terms of Use
Privacy Notice	179 KB	Download Privacy Notice

Visa^®

Title	Size	View Document
Visa Credit Card Truth in Lending Disclosure	126 KB	Download Visa Credit Card Truth in Lending Disclosure
Wildfire Reward Program Agreement	31 KB	Download Wildfire Reward Program Agreement

Home Loans

Title	Size	View Document
Mortgage Applicant Disclosure	105 KB	Download Mortgage Applicant Disclosure

Savings & Checking

Title	Size	View Document
Explanation of Rates and Service Charges	380 KB	Download Explanation of Rates and Service Charges
Funds Availability of Deposits	150 KB	Download Funds Availability of Deposits
Member Service Agreement	835 KB	Download Member Service Agreement
Your Federally Insured Funds	2626 KB	Download Your Federally Insured Funds
Your Responsibilities for Insufficient Funds and Overdrafts	221 KB	Download Your Responsibilities for Insufficient Funds and Overdrafts

Business Accounts

Title	Size	View Document
Business Electronic Funds Transfer Terms	191 KB	Download Business Electronic Funds Transfer Terms
Business Explanation of Rates and Service Charges	380 KB	Download Business Explanation of Rates and Service Charges
Business Member Service Agreement	736 KB	Download Business Member Service Agreement
Business Service Agreement	750 KB	Download Business Service Agreement
Business Visa Credit Card TIL Disclosure	201 KB	Download Business Visa Credit Card TIL Disclosure
Funds Availability of Deposits	150 KB	Download Funds Availability of Deposits